Compare Our Accounts
If you're after simplicity, exclusive rewards, or looking to earn interest, one of our checking accounts has you covered.
The Basics
Basic Checking
Learn MoreFeatures
- Simplified checking with all the essentials
- No minimum balance requirement
- Unlimited check writing
Monthly Service Charge
No monthly service charge if enrolled in eStatements1
Online & Mobile Banking Access
Yes
Contactless Debit Card
Yes
Minimum Opening Deposit
$200
Age 55 or Better
Select Checking
Learn MoreFeatures
- Exclusive checking account for customers age 55 or better
- No minimum balance requirement
- Unlimited check writing
- 1 complimentary box of checks
Monthly Service Charge
NONE
Online & Mobile Banking Access
Yes
Contactless Debit Card
Yes
Minimum Opening Deposit
$200
Earn Interest
Elite Checking
Learn MoreFeatures
- Earn competitive, tiered interest on your entire balance1
- Minimum balance requirement is $15,000 or $30,000 combined in Elite Checking & Elite Savings
- Unlimited check writing
- Access to a variety of checking benefits2,3,4,5,6
Monthly Service Charge
No Monthly Service Charge if minimum balance requirements are met. See Fee Schedule disclosures for details.
Online & Mobile Banking Access
Yes
Contactless Debit Card
Yes
Minimum Opening Deposit
$15,000
Basic Checking:
For a complete list of Deposit Account features & fees please contact your Sterling State Bank personal banker today!
1No service charge if account holder opts-in for eStatements, mailed statements cost $10.00 for Basic Checking Accounts.
Select Checking:
For a complete list of Deposit Account features & fees please contact your Sterling State Bank personal banker today!
Elite Checking:
For a complete list of Deposit Account features and fees please contact your Sterling State Bank personal banker today!
1Tiered interest rate. Interest rates may change daily without notice. See personal banker for current deposit rate schedule.
2Subject to availability. Availability & rates may vary. See personal banker for current rates. Rates may change daily without notice.
3Complimentary identity theft insurance offered through ID TheftSmart. Assists with resolving cases of identity theft.
4Subject to availability. See personal banker for box size and availability.
5Retirement planning offered through SterlingInvest - investments are not FDIC insured, may lose value, are not guaranteed by Sterling State Bank, are not a deposit, and are not insured by any Federal Government Agency.
6Accidental Death & Disability insurance offered through Econ-O-Check Association (EA). This insurance product is not a deposit; not FDIC insured; not insured by any federal government agency; and is not guaranteed by the financial institution. Policy Number: SRG 0009103836. Maximum coverage: $50,000.00
7No Monthly Service Charge if minimum balance requirements are met. See Fee Schedule disclosure for details.